Terms and Conditions
Introduction
These Terms and Conditions govern your use of the Aurivexthar Financial Planning website and services. By accessing our website or using our services, you agree to be bound by these terms.
Please read these terms carefully before using our services
Definitions
In these Terms and Conditions, the following terms have the meanings set out below
- "Company", "we", "us", "our": Aurivexthar Financial Planning Ltd, a company registered in England and Wales
- "Services": Financial planning consultation and advisory services provided by the Company
- "User", "you", "your": Any individual or entity accessing our website or using our services
- "Website": The Aurivexthar website and all related pages and services
Use of Our Services
When using our services, you agree to comply with all applicable laws and regulations.
Permitted Uses
- Accessing information about our financial planning services
- Submitting enquiries about our consultation services
- Using our website for legitimate financial planning research
Prohibited Activities
You must not use our services for any of the following purposes
- Any unlawful or fraudulent activity
- Impersonating another person or entity
- Transmitting viruses or harmful code
- Interfering with the proper functioning of our website
- Collecting user information without consent
User Responsibilities
As a user of our services, you are responsible for
- Providing accurate and truthful information
- Maintaining the security of your account information
- Complying with all applicable laws and regulations
- Respecting the intellectual property rights of others
Intellectual Property Rights
All content on this website, including text, graphics, logos, and software, is owned by Aurivexthar Financial Planning Ltd and is protected by copyright and other intellectual property laws.
Unauthorised reproduction or distribution is strictly prohibited
Privacy and Data Protection
Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy.
Please review our Privacy Policy for detailed information about data processing Privacy Policy
Payment Terms
The following terms apply to all payments for our services
- Subscription Fee: Monthly subscription of £250 (including VAT at 20%)
- Payment Schedule: Payments are due monthly in advance by direct debit
- Late Payments: Late payments may result in suspension of services until account is current
Termination of Services
Either party may terminate the service relationship with 30 days written notice. We reserve the right to terminate immediately for breach of these terms.
Upon termination, access to ongoing consultation services will cease
Service Disclaimers
Our services are provided "as is" without warranties of any kind
We disclaim all warranties, whether express or implied, including warranties of merchantability and fitness for purpose
Financial decisions involve risk. The value of financial plans and arrangements may fluctuate and may not be suitable for everyone
Limitation of Liability
Our liability to you for any damages arising from our services shall be limited to the amount of fees paid to us in the preceding 12 months.
In no event shall our total liability exceed £5,000
Indemnification
You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of our services or breach of these terms.
Alternative Dispute Resolution
In the event of disputes, we encourage resolution through the following methods
Alternative Dispute Resolution
We participate in alternative dispute resolution schemes for consumer complaints
- Initial complaints should be directed to our customer service team
- Unresolved complaints may be referred to the Financial Ombudsman Service
- We aim to resolve all complaints within 8 weeks
Online Dispute Resolution
EU consumers may access the Online Dispute Resolution platform
ODR Platform: ec.europa.eu/consumers/odr
This applies to consumers resident in EU member states
Governing Law
These Terms and Conditions are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the English courts.
Changes to These Terms
We may update these Terms and Conditions from time to time. Updated terms will be posted on this page with a new effective date.
Continued use of our services after changes constitutes acceptance of the updated terms
Severability
If any provision of these terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.
Entire Agreement
These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and Aurivexthar Financial Planning Ltd.
Contact Information
For questions about these Terms and Conditions, please contact us using the information provided on our contact page.
These terms are effective as of August 3, 2025
Last updated: August 19, 2025